The Steel Card
The first UnionPay credit card in Mongolia. Gain access to the exclusive Union Pay International discount network across the globe. Accepted worldwide. Available in CNY or MNT.
Apply nowBrand | UnionPay | ||
Type | International | ||
Validity | 2 years | ||
Currency | MNT | CNY | |
Annual fee | 35,000₮ | ¥100 | |
Credit limit /minimum/ | 100,000₮ | ¥1,000 | |
Credit limit /maximum/ | 10,000,000₮ | ¥30,000 | |
Cash limit rate | 50% | ||
Daily cash withdrawal limit | 7,500,000₮ | ¥22,500 | |
Daily purchase limit | 10,000,000₮ | ¥30,000 | |
Balance enquiry | at Golomt bank’s ATM | Free | |
at Other domestic bank’s ATM | 100₮ | ||
at Foreign bank’s ATM | 500₮ | ¥2 | |
Cash withdrawal | at Golomt bank’s ATM | 100₮ | 0.3% |
at Golomt bank’s branch | 200₮ | 0.3% | |
at Other domestic bank’s ATM | 600₮/TDB ATM 100₮ | 0.3%+500₮/TDB ATM 100₮ | |
at Foreign bank’s ATM | 1.5% /minimum 3,000₮/ | 1.5% /minimum ¥2/ | |
Transfer | at Foreign bank’s transfer | 1.5% /minimum 3,000₮/ | 1.5% /minimum ¥2/ |
Monthly statement day | 1st | ||
Monthly payment due day | 15th | ||
Minimum payment rate | 10% | ||
Retail interest free period | Up to 45 days | ||
Retail interest charge | 2% /from payment due day/ | ||
Cash interest charge | 3% /from cash withdrawal day/ | ||
Excess limit rate | 5% | ||
Monthly excess limit charge | 10,000₮ | ¥30 | |
Monthly late payment charge | 1% | ||
Event service notifications via SMS | Free | ||
Partial Payment Service /pay equal amounts monthly including interest/ | Free | ||
Period until card block in case of non-payment: | after 1 month | ||
Card replacement | 10,000₮ | ¥25 | |
Instant card replacement fee | 10,000₮ | ||
Re-issue pin code | From Golomt bank’s branch | 1,000₮ | |
Instant re-issue pin code fee | 2,000₮ | ||
From Internet bank and smart bank | Free | ||
Choosing the card number | 50,000₮ |
For new customers with salaried income
For business owner new customers
For card re-issuing customers