House construction loan

House construction loan

Make your dream home a reality with a good loan.
Duration
180 months
Max Limit
100%
  • Maximum amount of loan House construction price up to 70%-100%
    Loan interest 13.8% – 15.0%
    Down payment
    • Contracted project: Up to 30% /0%-29% additional collateral apartment/
    • No contract project and non project/single house: More than 30% /construction process must be at least 30%/
    Loan term Up to 180 months
    Fee 1.0% of total loan amount
    Prepayment penalty None
    Insurance Collateral insurance and life insurance
    Application fee 10,000 MNT
    • Consistent income to successfully complete the payment of your mortgage loan
    • Actual need or demand to buy a new house or apartment
    • Capacity to finance at least 20 per cent of the total price of the house or apartment
    • At least 1 year of consistent work OR at least 2 successful business operations /Main applicant/
    • At least 1 year of consistent work OR at least 2 successful business operations /Co applicant/
    • Notarized ID copy of the applicant
    • Marriage certificate, if applicable
    • Residential
    • Employee reference letter
    • HUR reference: Social insurance payment (fingerprints can be read at the bank branch)
    • Copy of employment contract
    • Business owners to submit documents related to their business operations
    • Documents showing an applicant’s capacity to pay off stated down payment
    • State Registry Office References on whether any family member has ownership right immovable property
    • Other.

     

    * Both main applicant and co-applicant should complete the same documents

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