Vehicle-car loan

Vehicle-car loan

A loan product for customers going to buy a car for personal use.
Duration
30 months
  • Loan term Salary income: Up to 30 months
    Business income: Up to 96 months
    Interest rate /Annual/ 17.40% – 20.40%

    /Workers from the contracted companies: Terms of Cooperation agreement/

    Effective percentage rate/annual/ 17.82% – 20.83%
    Down payment High demand 20%
    Low demand 30%
    If the year of manufacture is more than 10 years, the advance payment will be increased by 10 percent
    Application fee 10,000 MNT
    Commission charge  0.5% of total loan amount (maximum 1.0 million MNT)
    • Permanent residential address where the applicant lived for at least 1 year;
    • Consistent monthly income /Salary or Business/;
    • Legally validated company or legally responsible individual;
    • The purchase must be made from suppliers in contractual agreement with Golomt bank.
    • ID card
    • Request form
    • Request (To be written by hand and signed)
    • Passport size photo taken in last 3 months
    • Drivers’s license
    • Employee reference letter stating monthly salary amount;
    • Salary account statement in last 6 months
    • Import declaration form for purchasing appliance
    • Vehicle registration certificate
    • Invoice of purchasing appliance
    • Down payment receipt of purchasing appliance
    • Other materials

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    Salary amount (45%)


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