Pension Loan
Pension backed loan product for pensioners who receive the pension through Golomt Bank.
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Loan term Up to 18 months Maximum loan amount Not to exceed the total amount of 18 months pension /It depends on debt-to-income ratio/ Interest rate /annual/ 1-6 months – 16.80% 7-18 months – 18.00%
Effective percentage rate /annual/ 16.80%-18.00% TOH 70% / The loanee’s total monthly pension loan installment shall be compared to their pension income/ Fees and commissions None - To be registered at Health and Social Insurance General office as pensioner;
- To be able to sign the contract physically
- Have no overdue or non-performing outstanding loan amount
- Must have received 1 month’s pension through the Golomt Bank pension current account
- ID card
- Request form /with photo/
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