Digital pension loan
Pension backed loan product for pensioners who receive the pension through Golomt Bank.
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Type Digital pension loan Loan amount Not to exceed the total amount of 18 months pension /It depends on debt-to-income ratio/ Loan term Up to 18 months Interest rate /annual/ 1-6 months: 15.60% 7-18 months: 18.00%
Annual percentage rate 15.60% – 18.00% TOH 50% / The loanee’s total monthly pension loan installment shall be compared to their pension income/ Commission charge None - To be registered at Health and Social Insurance General office as pensioner;
- Have no overdue or non-performing outstanding loan amount;
- Must have received 2 month’s pension through the Golomt Bank pension current account;
- Must have a contract /master/ that signed to open digital credit rights
- Digital reference /E-Mongolia/
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