Green house loan

Green house loan

Loan service specifically for green building
Duration
240 months
Max Limit
Up to 300 mil.₮
  • Condition Green housing loan Green house construction loan
    Loan amount Up to 300 mil.₮ Up to 160 mil.₮
    Down payment 20% 30%
    Interest rate* EDGE Certified: Policy interest rate + 4%

    EDGE Advanced, Carbon Zero: Policy interest rate + 2%

    Loan term Up 240 months Up to 120 months
    Loan disbursement fee 1%
    Application fee 20,000₮
    Insurance
    • Life insurance
    • Collateral insurance

    * The interest rate is directly related to the EDGE certificate and is set depending on the type of certificate.

    • Get EDGE certificate
    • Energy saving certificate in A ++, A +, A, B categories
    • Consistent income to successfully complete the payment of your mortgage loan;
    • Actual need or demand to buy a new house or apartment;
    • Capacity to finance at least 20 per cent of the total price of the house or apartment;
    • At least 1 year of consistent work OR at least 2 successful business operations /Main applicant/;
    • At least 1 year of consistent work OR at least 2 successful business operations /Co applicant/;
    • Get EDGE certificate
    • Energy saving certificate in A ++, A +, A, B categories
    • Notarized ID copy of the applicant;
    • Marriage certificate, if applicable;
    • Residential;
    • Employee reference letter;
    • HUR reference: Social insurance payment (fingerprints can be read at the bank branch);
    • Copy of employment contract;
    • Business owners to submit documents related to their business operations;
    • Documents showing an applicant’s capacity to pay off stated down payment;
    • For newly built apartments, receipt of down payment transaction AND reservation contract of the apartment;
    • For previously used apartments, Certificate of ownership, apartment purchase agreement and reference letter;
    • State Registry Office References on whether any family member has ownership right immovable property;
    • Other
    • Both main applicant and co-applicant should complete the same documents.

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