The American Express Gold Card

The American Express Gold Card

The American Express® Gold Card from Golomt bank is the only dual currency credit card. This new card combines special benefits for card members along with the unique privileges offered by the most recognizable card worldwide.
2 years
Apply now
MNT/USD dual currency
Higher Credit limit
Travel Insurance
Free Access to airport VIP lounge with “Priority Pass” membership
You can exchange your points for the voucher
Earning 1 point for every 2,000 MNT or 1 USD spent at stores (including ecommerce)
  • Brand American Express
    Type International
    Validity 2 years
    Currency ₮, $ dual
    Annual fee 350,000₮
    Credit limit /minimum/ 5,000,000₮
    Credit limit /maximum/ 100,000,000₮
    Cash limit rate 50%
    Daily cash withdrawal limit 5,000,000₮ $5,000
    Daily purchase limit 50,000,000₮ $100,000
    Balance enquiry at Golomt bank’s ATM Free
    at Foreign bank’s ATM $0.5
    Cash withdrawal at Golomt bank’s ATM 100₮
    at Golomt bank’s branch 200₮ ​0.3%
    at Foreign bank’s ATM 1.5% /minimum $3/
    Transfer at Foreign bank’s transfer 1.5% /minimum $3/
    Monthly statement day 3rd
    Monthly payment due day 22nd
    Minimum payment rate 10%
    Retail interest free period Up to 50 days
    Retail interest charge 2.0% /from payment due day/
    Cash interest charge 3.5% /from cash withdrawal day/
    Excess limit rate 5%
    Monthly excess limit charge 10,000₮ $5
    Monthly late payment charge 1%
    Event service notifications via SMS Free
    Partial Payment Service /pay equal amounts monthly including interest/ Free
    Period until card block in case of non-payment after 1 month
    Card replacement 10,000₮
    Instant card replacement fee 10,000₮
    Re-issue pin code From Golomt bank’s branch 1,000₮
    Instant re-issue pin code fee 2,000₮
    From Internet bank and smart bank Free
    Choosing the card number 50,000₮
    Maximum amount of accident insurance compensation $50,000
    Priority Pass​ Cardholder + 1 Guest Free
    Other guests $32
  • For new customers with salaried income

    • Customers who receive salary from other banks must provide past 1 year’s salary account statement /for customers with job experience less than 12 months on their current work must provide statement no less than 6 months/
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement
    • Customers with co-lender must provide co-lender’s Salary Verification Letter.

    For business owner new customers

    • Account statement for past 1 (one) year
    • Corporate charter, certificate, special license.
    • Related agreements such as Rental agreement, Immovable Property Certificate and other related documents
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement

    For card re-issuing customers

    • ID card
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    American Express International Discounts

    As an American Express cardholder you can enjoy up to 20% in rewards online and in-person at our international discount service that adds convenience to your lifestyle, travel and entertainment.

    • Click HERE  for more information on “EXPERIENCES” benefits and offers.
    • To get detailed information from the website, please select MONGOLIA and enter the first 8 digits of your American Express card.

    My Rewards

    You will be rewarded all retail spend online and in-store, earning 1 point for every 2000 MNT or 1 USD spent. You can exchange your points for the certificate


    • 5000 points – 50’000 MNT
    • 9000 points – 100’000 MNT
    • 17000 points – 200’000 MNT
    • 25000 points – 300’000 MNT

    Checking your points:

    Check how much points you’ve accumulated and which merchants accept rewards certificates by visiting the nearest Golomt bank branch or contacting 24/7 Call center at +976 1800-1646 or visiting your internet bank

    Priority pass

    Priority pass card gives you to access over 1000 airport executives lounges while you wait for your flights. VIP lounge has everything you need to relax – even when you’re working. The benefits of Priority Pass membership allow you to do that whenever you travel, regardless of which class or which airline you fly.

    Visit to find out more.

    Travel Insurance

    Travel safe and secure with American Express® card. All travel related insurances are covered by the American Express card during the cardholders visit across foreign countries. Maximum reimbursement available: USD 50,000

    Travel insurance covers the following:

    • Travel health insurance covering treatment costs caused by accidents during your travels outside your home country
    • Baggage delay insurance
    •  Missed flight cover

    Emergency hotline /24 hour/:  +976 7575 2000 /Mandal General Insurance Co ltd/

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