Virtual Credit card
We offer you the American Express Virtual Credit Card, which will completely solve your daily financial needs.
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Card brand American Express Type International Validity 2 years Currency MNT Annual fee MNT 3,000 Minimum credit limit MNT 100,000 Maximum credit limit MNT 500,000 Cash withdrawal from credit limit Up to 80% (cash withdrawal is available to the linked account via the SocialPay application) Transfer via Internet banking MNT 200 Daily non‑cash transaction limit MNT 500,000 Monthly statement day 1st Monthly payment due day 15th Minimum repayment amount 10% Interest‑free period for non‑cash transactions Up to 45 days Non‑cash transaction interest (monthly) 2.0% (interest is calculated from the day after the payment due date until full repayment) Cash transaction interest (monthly) 3.0% (interest is calculated from the cash withdrawal date) Credit limit excess Not allowed (0%) Late payment penalty interest (monthly) 1% “Event” message notification service Free Card blocking period in case of non‑payment After 1 month Card replacement MNT 3,000 - If you have an access to internet banking, you can use it directly by press “Login” section of the SocialPay application.
- If you use the SocialPay application, you can activate a Virtual Debit card by selecting the card brand that suits your needs from the wallet section.
- If you don’t have access to an Internet banking or don’t have Golomt Bank account yet, you can create new account on SocialPay application online by pressing “Register” section of the SocialPay application.
- How to make a payment with a virtual card?
You can connect your Virtual Card to make transactions on the SocialPay application.
When making an online transaction, the details of the Virtual Card (full card number, expiry date, CVV code) can be used for the transaction.
- What should you do in case of card information is lost?
Block your Virtual Card on the SocialPay app and re issue without fee which will prevents the risk of unauthorized transactions using your card information.
- How to see virtual card details?
You can view the required card details for online transactions by selecting and clicking Virtual Card in the wallet section of the SocialPay app.
- How to order a virtual card?
You can activate the Virtual Card through Golomt Bank's SocialPay application.
- How to make a payment with a virtual card?
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