Target reduction of non-performing assets

Target reduction of non-performing assets

    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2022.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2023.12.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      12/31/2023 12/31/2023 12/31/2024 12/31/2025 12/31/2026 12/31/2027 Performance Performance %
      Non-performing Loans ratio 6.9% 8.9% 8.9% 6.2% 5.7% 5.2% 3.0% 5.0% 177.4%
      NPL Coverage Ratio 96.4% 68.6% 68.6% 85.0% 85.0% 90.0% 90.0% 106.2% 154.9%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 1.0% 955.0%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2022.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2023.9.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      9/30/2023 12/31/2023 12/31/2024 12/31/2025 12/31/2026 12/31/2027 Performance Performance %
      Non-performing Loans ratio 6.9% 7.8% 8.9% 6.2% 5.7% 5.2% 3.0% 6.1% 128.9%
      NPL Coverage Ratio 96.4% 95.2% 68.6% 85.0% 85.0% 90.0% 90.0% 101.4% 106.5%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 0.9% 1060.4%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2022.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2023.6.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      6/30/2023 12/31/2023 12/31/2024 12/31/2025 12/31/2026 12/31/2027 Performance Performance %
      Non-performing Loans ratio 6.9% 6.7% 8.9% 6.2% 5.7% 5.2% 3.0% 7.3% 91.2%
      NPL Coverage Ratio 96.4% 99.0% 68.6% 85.0% 85.0% 90.0% 90.0% 66.5% 67.2%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 0.9% 1060.4%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2022.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2023.3.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      3/31/2023 12/31/2022 12/31/2024 12/31/2025 12/31/2026 12/31/2027 Performance Performance %
      Non-performing Loans ratio 6.9% 7.1% 8.9% 6.2% 5.7% 5.2% 3.0% 8.5% 83.5%
      NPL Coverage Ratio 96.4% 95.3% 68.6% 85.0% 85.0% 90.0% 90.0% 74.7% 78.3%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 0.9% 1063.9%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2021.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2022.12.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      12/31/2022 12/31/2022 12/31/2023 12/31/2024 12/31/2025 12/31/2026 Performance Performance %
      Non-performing Loans ratio 7.6% 8.8% 8.8% 4.0% 4.0% 3.0% 3.0% 6.9% 128.2%
      NPL Coverage Ratio 72.5% 59.9% 59.9% 80.0% 85.0% 90.0% 90.0% 96.4% 160.8%
      OTHER INFORMATION
      Restructured loans ratio 1.1% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 1.0% 1001.9%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2021.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2022.9.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      9/30/2022 12/31/2022 12/31/2023 12/31/2024 12/31/2025 12/31/2026 Performance Performance %
      Non-performing Loans ratio 7.6% 9.2% 8.8% 4.0% 4.0% 3.0% 3.0% 7.6% 119.9%
      NPL Coverage Ratio 72.5% 58.5% 59.9% 80.0% 85.0% 90.0% 90.0% 70.6% 120.8%
      OTHER INFORMATION
      Restructured loans ratio 1.1% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 1.1% 946.4%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2021.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2022.6.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      6/30/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 12/31/2026 Performance Performance %
      Non-performing Loans ratio 7.6% 9.1% 8.8% 4.0% 4.0% 3.0% 3.0% 7.2% 126.5%
      NPL Coverage Ratio 72.5% 53.1% 59.9% 80.0% 85.0% 90.0% 90.0% 67.6% 127.3%
      OTHER INFORMATION
      Restructured loans ratio 1.1% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 1.3% 778.3%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2021.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2022.3.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      3/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 12/31/2026 Performance Performance %
      Non-performing Loans ratio 7.6% 8.8% 8.8% 4.0% 4.0% 3.0% 3.0% 8.8% 100.2%
      NPL Coverage Ratio 72.5% 65.2% 59.9% 80.0% 85.0% 90.0% 90.0% 63.4% 97.3%
      OTHER INFORMATION
      Restructured loans ratio 1.1% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 1.1% 871.9%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2020.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2021.12.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      12/31/2021 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 Performance Performance %
      Non-performing Loans ratio 8.4% 8.2% 8.2% 5.0% 4.0% 4.0% 3.0% 7.6% 107.3%
      NPL Coverage Ratio 71.9% 75.0% 75.0% 75.0% 80.0% 85.0% 90.0% 72.5% 96.7%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% 1.1% 909.1%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      2020.12.31
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2021.09.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      9/30/2021 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 Performance Performance %
      Non-performing Loans ratio 8.4% 8.7% 8.3% 5.0% 4.0% 4.0% 3.0% 7.1% 121.8%
      NPL Coverage Ratio 71.9% 86.2% 89.7% 75.0% 80.0% 85.0% 90.0% 76.1% 88.2%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% 1.1% 925.1%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      2020.12.31
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2021.06.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      6/30/2021 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 Performance Performance %
      Non-performing Loans ratio 8.4% 8.3% 8.3% 5.0% 4.0% 4.0% 3.0% 8.15% 101.9%
      NPL Coverage Ratio 71.9% 88.5% 89.7% 75.0% 80.0% 85.0% 90.0% 75.4% 85.2%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% 2.14% 467.6%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2020.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2021.03.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      3/31/2021 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 Performance Performance %
      Non-performing Loans ratio 8.4% 8.70% 8.3% 5.0% 4.0% 4.0% 3.0% 8.8% 98.9%
      NPL Coverage Ratio 71.9% 86.3% 89.7% 75.0% 80.0% 85.0% 90.0% 77.5% 89.7%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% 3.5% 281.9%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2019.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2020.12.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      12/31/2020 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 Performance Performance %
      Nonperfroming Loans ratio 5.9% 6.1% 6.1% 5.0% 5.0% 5.0% 4.0% 8.4% 72.0%
      NPL Coverage Ratio 62.2% 71.3% 71.3% 70.0% 75.0% 75.0% 85.0% 71.9% 100.7%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤8.0% ≤7.0% ≤6.5% ≤6.5% 3.4% 294.8%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2019.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2020.09.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      9/30/2020 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 Performance Performance %
      Nonperfroming Loan ratio 5.9% 5.8% 6.1% 5.0% 5.0% 5.0% 4.0% 7.7% 76.3%
      NPL Coverage Ratio 62.2% 61.4% 71.3% 70.0% 75.0% 75.0% 85.0% 56.9% 92.8%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤8.0% ≤7.0% ≤6.5% ≤6.5% 3.3% 303.1%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2019.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2020.06.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      6/30/2020 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 Performance Performance %
      Nonperfroming Loan ratio 5.9% 5.8% 5.5% 5.0% 5.0% 5.0% 4.0% 6.5% 89.4%
      NPL Coverage Ratio 62.2% 64.7% 68.4% 70.0% 75.0% 75.0% 85.0% 57.7% 89.1%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤8.0% ≤7.0% ≤6.5% ≤6.5% 4.2% 238.3%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      2019.12.31
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2020.03.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      3/31/2020 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 Performance Performance %
      Nonperforming Loan ratio 5.9% 7.3% 5.5% 5.0% 5.0% 4.0% 4.0% 5.6% 130.7%
      NPL Coverage Ratio 62.2% 62.0% 68.4% 70.0% 75.0% 80.0% 85.0% 64.9% 104.7%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤8.0% ≤7.0% ≤6.5% ≤6.5% 3.55% 281.6%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2018.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2019.12.31
      Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 Performance Performance %
      Nonperfroming Loan ratio 9.0% 7.1% 5.5% 5.0% 5.0% 4.0% 5.9% 120.6%
      NPL Coverage Ratio 59.3% 53.0% 68.4% 70.0% 75.0% 80.0% 67.2% 126.9%
      OTHER INFORMATION
      Restructured loans ratio 3.7% 3.7% 3.4% 3.4% 3.2% 3.0% 3.4% 107.7%

This website uses google analytics

This website uses information gathering tool which is Google analytic in order to determine the effectiveness of our online campaign in terms of sales and user activity on our sites.

  • 0
    100000000
    2000000000
    0
    20.8
    70
    0
    8
    30
    1
    12
    360

    Your loan calculation

    Monthly payment

    Salary amount (45%)


    Down payment

    Loan amount

  • 10000
    1000000
    2000000000
    0
    10000
    5000000
    1
    12.4
    30
    1
    12
    30

    Calculate your savings

    The money you saved

    Total interest

    Total

Exchange rate news